It seems as though you are perpetually short on cash. You never seem to have enough in the bank to feel comfortable, and some months are a little scarier than others are. You aren’t alone. Many people all around the country find that they just don’t have enough to survive. Often, with some simple lifestyle changes and a little sacrifice, it’s possible to start saving some money though. In fact, it’s possible for many individuals and families to start saving hundreds of dollars each month. Here’s how you can do it.
Stop Eating Out
It’s one of the biggest wastes of money out there, and most people are guilty. If you eat out for lunch twice a week and once on the weekend with your family, it can cost more than you imagine. Let’s say you spend $8 on lunch and just $50 on your weekend meal with the family. In the span of a month, you are spending at least $264 on meals that you could have made at home. Even if you just cut that in half, you could save money.
Ditch the Cable
Sure, you might like watching your favorite shows. How much are you spending on your cable bill though? Many families will spend at least $100 a month for cable, and that’s without any specialty channels. Instead, get Netflix and Hulu. Buy episodes of your favorite shows the day after they air. You’ll find that when you choose the streaming services and buy an episode or two a week you’ll still save over cable.
Lower the Electricity Bill
Change out the bulbs in your house to the energy efficient variety. Cut back on the use of the air conditioner and the heater, and make sure people turn off the lights when they aren’t in the room. Little things such as this can help to add up to more savings.
Look for coupons and other discounts that can save you money when you are heading out to the grocery store. Join the store’s card membership if they offer it, as this can save you quite a bit. If you go to the grocery store just once a week, and you are a member and use coupons, you could save an easy $20 to $40 a week.