Category Archives: Saving Money

Electricity Saving Tips – Reduce Your Phantom Load and Increase Your Savings

According to studies involving electricity savings tips, it has been established that the best tip to save money in your household on your electric bill is to reduce your phantom load. By reducing your phantom load, you will, ultimately, increase your savings. Every single home in the United States has […]

5 Tips To Save For Retirement With Leverage

“Over the past 40 years, the responsibility for making retirement spending and investment decisions has shifted away from governments and corporations and toward individuals.”  According to The Floor-Leverage Rule for Retirement paper By Jason S. Scott and John G. Watson, managing the investment risk of retirement savings can be leveraged […]

5 Money Thoughts That You Should Get Off Your Head

Having a healthy mindset about money is important for financial stability. The importance of positive money psychology could never be undermined as they create the right framework to firmly support your journey towards success in terms of personal finance management. However, there are negative money thoughts that keep some people […]

Can you Save at Christmas?

The Christmas season is nearing. Gifts, travels, feasts, and other luxuries will be boasted in every household. While such festive events are meant to be enjoyed, a budget-limited or thrifty shopper cannot simply ignore the financial effects that this season brings. Nonetheless, enjoying Christmas with family or friends does not […]