Many individuals fail to consider the fact that they should buy disability insurance until they experience a sickness or an injury that limits or completely stops their ability to work. At that point, it is too late. The financial damage is done. Professional disability insurance is a specially-designed form of […]
3 Things Mom Never Told you about Auto Insurance Your mom likely told you several things about auto insurance to prepare you for the real world. However, things have changed dramatically in recent years, so you should use that to your advantage. Here are 3 important things that your mom […]
Can my Credit Score REALLY affect my Insurance Cost? You already know that there are numerous variables that can influence your insurance costs. They include the type of coverage you need, your age, etc. Both your homeowner’s insurance and your vehicle insurance can go up if you have a low […]
When I go around town everyday while going to work, I kept seeing these billboards all over the place that says “I love my life! That’s why, I have life insurance! How about you?” or something like “Always think ahead. Come to us. We will help you think about your […]
Mortgage insurance is basically a form of life insurance which is designed to pay off the mortgage if you die within the term of the policy, with the ‘term’ simply being the length of time that the cover is in force. The term and level of cover provided by mortgage insurance is […]
Just as there are many different insurance providers and policies out there, there are also many different riders as well. A rider is an extra feature that can be added on to a life insurance policy so that it becomes better suited to the insured person’s needs. So, what do […]
Whatever profession you are in, you can be protected from any legal claims your clients might sue you for. Fees, payouts and lawsuits can be covered by professional indemnity insurance. In business, anything can happen but you will be more at ease knowing that you are protected. Here are the […]
In this day and age, folks are living far longer than they have in the past. As a general piece of information, this is very positive and endearing. However, living a longer life also leads to a higher probability of health problems late in life. Unfortunately, for many people this […]
Private mortgage insurance comes into play when one’s down payment on a particular home is twenty percent less than the sale’s price or the appraised value of the home. Private mortgage insurance (PMI) allows the potential home buyer a more affordable mortgage down payment option than would otherwise be the […]
Life-expectancy is increasing for Americans, and at the same time, more and more people are requiring long-term care. Long-term care is any kind of support that’s necessary on a long-term basis. According to Genworth Financial, at least 70% of people over age 65 will require some long-term care and 40% […]
