Category Archives: Budgeting

5 Tips To Save For Retirement With Leverage

“Over the past 40 years, the responsibility for making retirement spending and investment decisions has shifted away from governments and corporations and toward individuals.”  According to The Floor-Leverage Rule for Retirement paper By Jason S. Scott and John G. Watson, managing the investment risk of retirement savings can be leveraged […]

What is Cash Only Budgeting?

Cash-only budgeting is an ideal option for individuals that find that they are struggling to stay afloat in a financial manner, have a desire to save money, and/or want to make spending decisions in a smarter way. Individuals that engage in cash-only budgeting typically have discovered that using credit is […]

How Investing Can Help Pay Off Your Debt

How Investing Can Help Pay Off Your Debt According to the latest financial investing news, investing is highly beneficial to eliminating previously acquired debt. This notion is founded upon the basic principle of investing money to make money. We all have a desire to save money or invest money so […]

Budget 2015 – Personal Finance Planning for the New Year

Budget 2015 – Personal Finance Planning for the New Year Did you make any personal finance planning resolutions that you wanted to initiate with the onset of the New Year last year? If you did take this budgeting step, did you experience success, or, did you experience what many refer […]