I’m always looking for ways to save money. Aside from straight up asking stores for discounts – yes, I’ve done that – there are other ways that you can start saving money immediately. At the end of the day, saving money isn’t difficult – the challenging part is finding the time to do what it takes. Sometimes a few minutes can save you hundreds of dollars, so let these tips inspire you to act today and save some money!
1. Trim Your Cell Phone Bill
We already shared 3 easy ways to save on your cell phone in a past article, so make sure you’re doing those things. Even the simplest things like calling your provider to see if you could save money by lowering your data plan could save you $5-10 a month!
2. Ditch the Landline
Are people still using landlines? Yes! Some cable and internet packages require a land line, but if you are using a separate cable and internet provider, you might be able to ditch the landline altogether. Use your cell phone – it’s just easier!
3. Buy Everything Used
Before you add another thing to your online shopping cart, open up eBay, Amazon, or Craigslist to check out the used-items. I just found a used Apple smart cover for an Ipad at 50% off by checking out Amazon first. It was barely used and looks brand new!
4. Keep Up With Maintenance
Maintenance on vehicles, homes, electronics and your health can save you thousands down the road. Websites like Part
5. Stop Wasting Energy
How many lights are on while you’re at home? Turn off the lights! Don’t forget to set your thermostat a few degrees lower in the winter and a few degrees higher in the summer – it’ll end up saving you upwards of 10% on your bills according to the US Department of Energy.
6. Switch Insurance Providers
When was the last time you checked your insurance? It’s smart to check at least once a year and to find equal policies that cost you less.
7. Stop Accepting Bank Fees
If you’re banking with a giant bank, you might be eating a lot of unnecessary fees. Don’t accept it! Switch your bank to an online provider like Perkstreet. You can read this Perkstreet review for a better idea of what they’re about.
8. Start Couponing
You don’t have to be a coupon mom to save hundreds of dollars with coupons. It just takes smart shopping and a little thought. Here are a few couponing myths that will answer your questions about whether couponing actually saves you money or not.
How do you plan on saving money this year?